*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --bg-primary: #1a1412;
  --bg-secondary: #231c18;
  --bg-tertiary: #2c2219;
  --bg-card: #2a2019;
  --bg-card-hover: #332820;
  --text-primary: #f5ebe0;
  --text-secondary: #c4b5a4;
  --text-muted: #8a7d72;
  --accent-terracotta: #c4724e;
  --accent-terracotta-light: #d4896a;
  --accent-terracotta-dark: #a85a3a;
  --accent-sand: #e8d5c4;
  --accent-sand-light: #f2e8de;
  --accent-gold: #c9a96e;
  --accent-gold-light: #dfc08a;
  --accent-gold-dark: #b08d55;
  --border-color: rgba(196, 114, 78, 0.15);
  --border-light: rgba(232, 213, 196, 0.08);
  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.3);
  --shadow-md: 0 8px 30px rgba(0, 0, 0, 0.4);
  --shadow-lg: 0 20px 60px rgba(0, 0, 0, 0.5);
  --shadow-glow: 0 0 40px rgba(196, 114, 78, 0.15);
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-xl: 28px;
  --font-display: 'Playfair Display', Georgia, serif;
  --font-body: 'Inter', -apple-system, sans-serif;
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 0.6s cubic-bezier(0.4, 0, 0.2, 1);
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  background-color: var(--bg-primary);
  color: var(--text-secondary);
  line-height: 1.7;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul {
  list-style: none;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* LOADER */
.loader {
  position: fixed;
  inset: 0;
  z-index: 9999;
  background: var(--bg-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: opacity 0.5s ease, visibility 0.5s ease;
}

.loader.hidden {
  opacity: 0;
  visibility: hidden;
}

.loader-inner {
  color: var(--accent-terracotta);
  animation: loaderPulse 1.2s ease-in-out infinite;
}

@keyframes loaderPulse {
  0%, 100% { opacity: 0.4; transform: scale(0.95); }
  50% { opacity: 1; transform: scale(1); }
}

/* HEADER */
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  padding: 0 24px;
  transition: background var(--transition), box-shadow var(--transition), padding var(--transition);
}

.header.scrolled {
  background: rgba(26, 20, 18, 0.92);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  box-shadow: 0 1px 0 var(--border-color), var(--shadow-sm);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
}

.header.scrolled .header-inner {
  height: 68px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--text-primary);
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 600;
  letter-spacing: -0.01em;
  z-index: 1001;
}

.logo-accent {
  color: var(--accent-terracotta);
}

.logo-light {
  color: var(--text-primary);
}

.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

/* NAV */
.nav-menu {
  display: flex;
  align-items: center;
  gap: 8px;
}

.nav-link {
  padding: 8px 16px;
  color: var(--text-secondary);
  font-size: 0.9rem;
  font-weight: 500;
  border-radius: var(--radius-sm);
  transition: color var(--transition), background var(--transition);
}

.nav-link:hover {
  color: var(--text-primary);
  background: rgba(196, 114, 78, 0.1);
}

.nav-cta {
  background: var(--accent-terracotta);
  color: var(--text-primary) !important;
  margin-left: 8px;
  transition: background var(--transition), transform var(--transition);
}

.nav-cta:hover {
  background: var(--accent-terracotta-light);
  transform: translateY(-1px);
}

.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  z-index: 1001;
}

.hamburger {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--text-primary);
  position: relative;
  transition: background var(--transition), transform var(--transition);
}

.hamburger::before,
.hamburger::after {
  content: '';
  position: absolute;
  width: 22px;
  height: 2px;
  background: var(--text-primary);
  transition: transform var(--transition);
}

.hamburger::before { top: -7px; }
.hamburger::after { bottom: -7px; }

.nav-toggle[aria-expanded="true"] .hamburger {
  background: transparent;
}

.nav-toggle[aria-expanded="true"] .hamburger::before {
  transform: rotate(45deg) translate(5px, 5px);
}

.nav-toggle[aria-expanded="true"] .hamburger::after {
  transform: rotate(-45deg) translate(5px, -5px);
}

/* HERO */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 120px 0 80px;
  overflow: hidden;
  background: var(--bg-primary);
}

.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero-pattern {
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(ellipse 80% 60% at 70% 40%, rgba(196, 114, 78, 0.08) 0%, transparent 60%),
    radial-gradient(ellipse 50% 80% at 20% 60%, rgba(201, 169, 110, 0.06) 0%, transparent 50%);
}

.hero-gradient {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(135deg, rgba(26, 20, 18, 0.95) 0%, rgba(26, 20, 18, 0.6) 50%, rgba(26, 20, 18, 0.8) 100%);
}

.hero-container {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 16px;
  background: rgba(196, 114, 78, 0.12);
  border: 1px solid rgba(196, 114, 78, 0.25);
  border-radius: 100px;
  color: var(--accent-terracotta-light);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  margin-bottom: 28px;
}

.hero-title {
  font-family: var(--font-display);
  font-size: clamp(2.4rem, 5vw, 4rem);
  font-weight: 700;
  line-height: 1.1;
  color: var(--text-primary);
  margin-bottom: 24px;
  letter-spacing: -0.02em;
}

.title-accent {
  color: var(--accent-terracotta);
  display: block;
}

.hero-subtitle {
  font-size: 1.1rem;
  line-height: 1.8;
  color: var(--text-secondary);
  margin-bottom: 40px;
  max-width: 520px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
}

/* BUTTONS */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 28px;
  border-radius: var(--radius-md);
  font-size: 0.95rem;
  font-weight: 600;
  cursor: pointer;
  border: none;
  transition: all var(--transition);
  text-decoration: none;
}

.btn-primary {
  background: var(--accent-terracotta);
  color: var(--text-primary);
  box-shadow: 0 4px 20px rgba(196, 114, 78, 0.3);
}

.btn-primary:hover {
  background: var(--accent-terracotta-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(196, 114, 78, 0.4);
}

.btn-secondary {
  background: transparent;
  color: var(--text-primary);
  border: 1px solid var(--border-color);
  backdrop-filter: blur(10px);
}

.btn-secondary:hover {
  border-color: var(--accent-terracotta);
  background: rgba(196, 114, 78, 0.08);
}

.btn-outline {
  background: transparent;
  color: var(--text-primary);
  border: 1px solid var(--accent-sand);
}

.btn-outline:hover {
  background: var(--accent-sand);
  color: var(--bg-primary);
}

.btn-lg {
  padding: 18px 36px;
  font-size: 1.05rem;
  border-radius: var(--radius-lg);
}

.btn-full {
  width: 100%;
  justify-content: center;
}

/* FLOATING CARDS */
.hero-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  position: relative;
}

.float-card {
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 24px;
  backdrop-filter: blur(10px);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  animation: floatCard 6s ease-in-out infinite;
}

.float-card:nth-child(2) { animation-delay: -1.5s; }
.float-card:nth-child(3) { animation-delay: -3s; }
.float-card:nth-child(4) { animation-delay: -4.5s; }

.float-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-glow);
  border-color: rgba(196, 114, 78, 0.3);
}

@keyframes floatCard {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

.float-card-icon {
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(196, 114, 78, 0.15);
  border-radius: var(--radius-sm);
  color: var(--accent-terracotta-light);
  margin-bottom: 16px;
}

.float-card-number {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text-primary);
  line-height: 1.3;
  margin-bottom: 6px;
}

.float-card-label {
  font-size: 0.8rem;
  color: var(--text-muted);
  line-height: 1.5;
}

/* HERO WAVE */
.hero-wave {
  position: absolute;
  bottom: -2px;
  left: 0;
  right: 0;
  z-index: 2;
  color: var(--bg-secondary);
}

.hero-wave svg {
  width: 100%;
  height: 80px;
  display: block;
}

/* SECTION STYLES */
.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent-terracotta);
  margin-bottom: 16px;
}

.section-tag::before {
  content: '';
  display: block;
  width: 24px;
  height: 2px;
  background: var(--accent-terracotta);
  border-radius: 2px;
}

.section-title {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  line-height: 1.15;
  color: var(--text-primary);
  letter-spacing: -0.02em;
  margin-bottom: 20px;
}

.section-subtitle {
  font-size: 1.05rem;
  color: var(--text-secondary);
  max-width: 600px;
  line-height: 1.8;
}

.section-header {
  text-align: center;
  margin-bottom: 64px;
}

.section-header .section-subtitle {
  margin: 0 auto;
}

/* SERVICES */
.services {
  background: var(--bg-secondary);
  padding: 100px 0;
  position: relative;
}

.services::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--border-color), transparent);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.service-card {
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--accent-terracotta), var(--accent-gold));
  opacity: 0;
  transition: opacity var(--transition);
}

.service-card:hover {
  transform: translateY(-4px);
  border-color: rgba(196, 114, 78, 0.2);
  box-shadow: var(--shadow-md), var(--shadow-glow);
  background: var(--bg-card-hover);
}

.service-card:hover::before {
  opacity: 1;
}

.service-icon-wrap {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(196, 114, 78, 0.1);
  border: 1px solid rgba(196, 114, 78, 0.2);
  border-radius: var(--radius-md);
  color: var(--accent-terracotta-light);
  margin-bottom: 24px;
  transition: background var(--transition);
}

.service-card:hover .service-icon-wrap {
  background: rgba(196, 114, 78, 0.18);
}

.service-icon {
  color: var(--accent-terracotta-light);
}

.service-title {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 12px;
  letter-spacing: -0.01em;
}

.service-desc {
  font-size: 0.92rem;
  color: var(--text-muted);
  line-height: 1.7;
  margin-bottom: 20px;
}

.service-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--accent-terracotta);
  transition: gap var(--transition), color var(--transition);
}

.service-link:hover {
  gap: 10px;
  color: var(--accent-terracotta-light);
}

/* ABOUT */
.about {
  background: var(--bg-primary);
  padding: 100px 0;
  position: relative;
}

.about-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.about-image-wrap {
  position: relative;
}

.about-image {
  border-radius: var(--radius-xl);
  overflow: hidden;
  position: relative;
  aspect-ratio: 6/7;
  box-shadow: var(--shadow-lg);
}

.about-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.about-image-accent {
  position: absolute;
  top: -16px;
  right: -16px;
  width: 120px;
  height: 120px;
  border: 2px solid var(--accent-terracotta);
  border-radius: var(--radius-xl);
  opacity: 0.3;
  z-index: -1;
}

.about-stats {
  margin-top: 24px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.about-stat {
  display: flex;
  align-items: baseline;
  gap: 8px;
  padding: 16px 20px;
  background: var(--bg-secondary);
  border-radius: var(--radius-md);
  border: 1px solid var(--border-light);
}

.about-stat-number {
  font-family: var(--font-display);
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--accent-terracotta);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  min-width: 70px;
}

.about-stat-text {
  font-size: 0.9rem;
  color: var(--text-secondary);
}

.about-content {
  max-width: 520px;
}

.about-text {
  font-size: 1rem;
  line-height: 1.85;
  color: var(--text-secondary);
  margin-bottom: 20px;
}

.about-features {
  margin-top: 32px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.about-feature {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.9rem;
  color: var(--text-secondary);
  font-weight: 500;
}

.about-feature-icon {
  color: var(--accent-terracotta);
  flex-shrink: 0;
}

/* WHY US */
.why-us {
  background: var(--bg-secondary);
  padding: 100px 0;
  position: relative;
}

.why-us::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--border-color), transparent);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

.why-item {
  padding: 40px 32px;
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  transition: all var(--transition);
  position: relative;
}

.why-item:hover {
  border-color: rgba(196, 114, 78, 0.2);
  background: var(--bg-card-hover);
  transform: translateY(-2px);
}

.why-number {
  font-family: var(--font-display);
  font-size: 3rem;
  font-weight: 700;
  color: var(--accent-terracotta);
  opacity: 0.2;
  line-height: 1;
  margin-bottom: 16px;
}

.why-title {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 12px;
}

.why-text {
  font-size: 0.92rem;
  color: var(--text-muted);
  line-height: 1.75;
}

/* INSURANCE */
.insurance {
  background: var(--bg-primary);
  padding: 100px 0;
}

.insurance-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.insurance-content .section-title {
  margin-bottom: 24px;
}

.insurance-content p {
  font-size: 1rem;
  line-height: 1.85;
  color: var(--text-secondary);
  margin-bottom: 28px;
}

.insurance-note {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 14px 18px;
  background: rgba(196, 114, 78, 0.08);
  border: 1px solid rgba(196, 114, 78, 0.15);
  border-radius: var(--radius-md);
  font-size: 0.88rem;
  color: var(--accent-terracotta-light);
}

.insurance-visual {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.insurance-card {
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 32px 24px;
  transition: all var(--transition);
}

.insurance-card:hover {
  border-color: rgba(196, 114, 78, 0.25);
  transform: translateY(-2px);
}

.insurance-card-alt {
  margin-top: 40px;
}

.insurance-card-inner {
  text-align: center;
}

.insurance-card-icon {
  color: var(--accent-terracotta);
  margin-bottom: 16px;
}

.insurance-card-label {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 6px;
}

.insurance-card-sublabel {
  font-size: 0.82rem;
  color: var(--text-muted);
}

/* CTA */
.cta {
  background: linear-gradient(135deg, var(--bg-tertiary) 0%, var(--bg-secondary) 100%);
  padding: 100px 0;
  position: relative;
  overflow: hidden;
}

.cta::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(196, 114, 78, 0.08) 0%, transparent 70%);
  border-radius: 50%;
}

.cta-container {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 60px;
  align-items: center;
}

.cta-content .section-title {
  margin-bottom: 20px;
}

.cta-content p {
  font-size: 1.05rem;
  line-height: 1.85;
  color: var(--text-secondary);
  max-width: 480px;
}

.cta-actions {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

/* CONTACT */
.contact {
  background: var(--bg-secondary);
  padding: 100px 0;
  position: relative;
}

.contact::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--border-color), transparent);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
}

.contact-info {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.contact-block {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  padding: 24px;
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  transition: border-color var(--transition);
}

.contact-block:hover {
  border-color: rgba(196, 114, 78, 0.2);
}

.contact-block-icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(196, 114, 78, 0.1);
  border-radius: var(--radius-sm);
  color: var(--accent-terracotta);
  flex-shrink: 0;
}

.contact-block-title {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 6px;
}

.contact-block p {
  font-size: 0.9rem;
  color: var(--text-secondary);
  line-height: 1.7;
}

.contact-block a {
  color: var(--accent-terracotta);
  transition: color var(--transition);
}

.contact-block a:hover {
  color: var(--accent-terracotta-light);
}

.hours-table {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.hours-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.88rem;
  padding: 4px 0;
}

.hours-row span:first-child {
  color: var(--text-muted);
}

.hours-row span:last-child {
  color: var(--text-primary);
  font-weight: 500;
}

.hours-closed span:last-child {
  color: var(--accent-terracotta);
}

.contact-map {
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--border-light);
}

/* CONTACT FORM */
.contact-form-wrap {
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 40px;
}

.contact-form-title {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 8px;
}

.contact-form-subtitle {
  font-size: 0.9rem;
  color: var(--text-muted);
  margin-bottom: 28px;
}

.form-group {
  margin-bottom: 20px;
}

.form-label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--text-secondary);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 8px;
}

.form-input {
  width: 100%;
  padding: 14px 16px;
  background: var(--bg-primary);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-sm);
  color: var(--text-primary);
  font-family: var(--font-body);
  font-size: 0.95rem;
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}

.form-input::placeholder {
  color: var(--text-muted);
}

.form-input:focus {
  border-color: var(--accent-terracotta);
  box-shadow: 0 0 0 3px rgba(196, 114, 78, 0.15);
}

.form-select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%238a7d72' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 40px;
}

.form-textarea {
  resize: vertical;
  min-height: 120px;
}

.form-success {
  display: none;
  align-items: center;
  gap: 12px;
  padding: 16px 20px;
  background: rgba(196, 114, 78, 0.1);
  border: 1px solid rgba(196, 114, 78, 0.25);
  border-radius: var(--radius-md);
  color: var(--accent-terracotta-light);
  font-size: 0.9rem;
  font-weight: 500;
  margin-top: 16px;
}

.form-success.show {
  display: flex;
}

/* FOOTER */
.footer {
  background: var(--bg-primary);
  border-top: 1px solid var(--border-color);
  padding: 64px 0 0;
}

.footer-inner {
  display: grid;
  grid-template-columns: 1.5fr 2fr;
  gap: 60px;
  padding-bottom: 48px;
}

.footer-tagline {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.7;
  margin-top: 16px;
  max-width: 300px;
}

.footer-links {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
}

.footer-col-title {
  font-family: var(--font-display);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 20px;
}

.footer-col ul {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-col a {
  font-size: 0.88rem;
  color: var(--text-muted);
  transition: color var(--transition), padding-left var(--transition);
}

.footer-col a:hover {
  color: var(--accent-terracotta-light);
  padding-left: 4px;
}

.footer-contact {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-contact li {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.88rem;
  color: var(--text-muted);
}

.footer-contact a {
  color: var(--accent-terracotta);
}

.footer-bottom {
  border-top: 1px solid var(--border-light);
  padding: 24px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

.footer-bottom p {
  font-size: 0.82rem;
  color: var(--text-muted);
}

.footer-bottom a {
  color: var(--accent-terracotta);
  transition: color var(--transition);
}

.footer-bottom a:hover {
  color: var(--accent-terracotta-light);
}

/* BACK TO TOP */
.back-to-top {
  position: fixed;
  bottom: 32px;
  right: 32px;
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--accent-terracotta);
  color: var(--text-primary);
  border-radius: 50%;
  box-shadow: var(--shadow-md);
  opacity: 0;
  visibility: hidden;
  transform: translateY(16px);
  transition: all var(--transition);
  z-index: 999;
  cursor: pointer;
}

.back-to-top.visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.back-to-top:hover {
  background: var(--accent-terracotta-light);
  transform: translateY(-2px);
}

/* REVEAL ANIMATION */
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.8s cubic-bezier(0.4, 0, 0.2, 1), transform 0.8s cubic-bezier(0.4, 0, 0.2, 1);
}

.reveal.revealed {
  opacity: 1;
  transform: translateY(0);
}

.reveal[data-delay="100"] { transition-delay: 0.1s; }
.reveal[data-delay="150"] { transition-delay: 0.15s; }
.reveal[data-delay="200"] { transition-delay: 0.2s; }
.reveal[data-delay="300"] { transition-delay: 0.3s; }
.reveal[data-delay="400"] { transition-delay: 0.4s; }
.reveal[data-delay="500"] { transition-delay: 0.5s; }

/* RESPONSIVE */
@media (max-width: 1024px) {
  .hero-container {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .hero-cards {
    max-width: 500px;
  }

  .about-container {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .about-image-wrap {
    max-width: 480px;
  }

  .insurance-inner {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .insurance-visual {
    max-width: 400px;
  }

  .cta-container {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .cta-actions {
    flex-direction: row;
  }

  .footer-inner {
    grid-template-columns: 1fr;
    gap: 40px;
  }
}

@media (max-width: 768px) {
  .nav-toggle {
    display: block;
  }

  .nav-menu {
    position: fixed;
    top: 0;
    right: 0;
    width: 280px;
    height: 100vh;
    background: var(--bg-secondary);
    flex-direction: column;
    align-items: stretch;
    padding: 100px 32px 32px;
    gap: 4px;
    transform: translateX(100%);
    transition: transform var(--transition);
    box-shadow: var(--shadow-lg);
  }

  .nav-menu.open {
    transform: translateX(0);
  }

  .nav-link {
    padding: 14px 16px;
    font-size: 1rem;
    border-radius: var(--radius-sm);
  }

  .nav-cta {
    margin-left: 0;
    margin-top: 16px;
    text-align: center;
    justify-content: center;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .why-grid {
    grid-template-columns: 1fr;
  }

  .contact-grid {
    grid-template-columns: 1fr;
  }

  .contact-form-wrap {
    padding: 28px;
  }

  .footer-links {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }

  .hero {
    padding: 100px 0 60px;
    min-height: auto;
  }

  .hero-cards {
    grid-template-columns: 1fr;
  }

  .about-features {
    grid-template-columns: 1fr;
  }

  .insurance-visual {
    grid-template-columns: 1fr;
  }

  .insurance-card-alt {
    margin-top: 0;
  }
}

@media (max-width: 480px) {
  .container {
    padding: 0 16px;
  }

  .hero-title {
    font-size: 2rem;
  }

  .hero-actions {
    flex-direction: column;
  }

  .hero-actions .btn {
    width: 100%;
    justify-content: center;
  }

  .cta-actions {
    flex-direction: column;
  }

  .cta-actions .btn {
    width: 100%;
    justify-content: center;
  }
}

/* MOBILE NAV OVERLAY */
.nav-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.6);
  z-index: 999;
  opacity: 0;
  visibility: hidden;
  transition: opacity var(--transition), visibility var(--transition);
}

.nav-overlay.active {
  opacity: 1;
  visibility: visible;
}

@media (min-width: 769px) {
  .nav-overlay {
    display: none;
  }
}